Namhlanje, zininzi imisebenzi 'ishishini banking', kodwa ukuba singathatha ingqalelo iintlobo abathengi kwaye iintlobo umsebenzi, sinako distinguish zilandelayo ngokubanzi iindidi: Ingqokelela ka-efakwa ebhankini, unikezelo ka-amatyala kunye nolawulo kuthetha ndleko ingaba eyona imisebenzi retail bankIinkonzo neemveliso ka-kwenye indalo (i-inshorensi, telephony, ekhaya iinkonzo, real estate.) ingaba kaninzi wanikela. I-imisebenzi retail bank ingaba umthengi-oriented abantu, liberal professions kunye nabalobi abakhasayo amashishini (shopkeepers, craftsmen.). Kodwa aba ngabo supplemented yi nkonzo ye umgama banking: i-intanethi banking (umthengi ubudlelwane phakathi) - intanethi bank. Mali eyenziweyo ezifana ipos, mergers kwaye acquisitions, issuances ka-securities okanye iimveliso zemali kwaye imisebenzi ka-uthengisa kwaye orhwebo kwi kwamanye amazwe kukho imisebenzi ethile kwi-BFI. Eyona abathengi le bank u-mali yotyalo-mali kwaye mikhulu iinkampani, institutional abatyali-mali, ingxowa-mali lwabalawuli, States. I-BFI ingaba amaqela amakhulu banking amaqela, enye kodwa bawufincile umbutho kwaye kwezabo yabasebenzi Kule residual udidi, thina kuqala ukufumana uthotho imisebenzi yolawulo ye-amaziko: ulawulo umbindi ngokwalo njengoko centralised imisebenzi (treasury, ulawulo ulawulo, njalo-njalo) Kukho kanjalo ngokufanayo imisebenzi yawo enkulu iintsapho kwixesha elidlulileyo (retail banking kwaye BFI): central directorates oluntu zokusebenza, intengiso, unxibelelwano, njalo-njalo.
