Kuxhomekeke isixa-mali unpaid, debtor ke imeko (solvency, kunokwenzeka ukwenzeka kwakhona ka-nokuxinga ndleko) kwaye abarhwebayo iinjongo (ulondolozo okanye hayi kubudlelwane), ingqokelela ka-a ityala a umthengi uza kukwazi ukubiza ezahlukeneyo neenkqubo ukuba uza kuba yinxalenye inkqubo graduatedUmqathango imperative kukuba cinga: ukulingana phakathi kuthetha ukuba uqeshiwe kwaye banqwenela isiphumo. Ngokuqhelekileyo kwenziwa ngokusebenzisa isikhumbuzi i-imeyile (yeposi okanye olwathi) kunye okanye inombolo ukulandelela, yokuqala imali nkqubo intended ukuba phinda-phinda a eziquqa isisombululo phezu discovery imali eseleyo intlawulo. Kanjalo yenza ukuba zixelele a kwenzeke ingxaki kwi-kwezoqoqosho emaphandleni (elula forgetfulness, ubunzima ukuphunyezwa imali, ezithengiweyo ezirhafelwayo imbambano) ngaphandle ukumona ukuba umthengi budlelwane. Rhoqo inkxaso kwi-ndlu, commercial revitalization unako kanjalo kuba outsourced ngokusebenzisa u-arhente, ingakumbi kwimeko enkulu imiqulu.
Xa enye stimulus ngu ngaphandle ukusebenza, ngakumbi ugcinwa imali kwi-i-amicable qho uza yandisa esilumkisayo kwaye yenza kuya phezulu nje nge abancinane uxinzelelo, xa ikhangela i-amalungiselelo (umzekelo a timetable) inzala ka-omabini amaqela.
Ngaphezulu ixesha-consuming, le nkqubo ubona yayo ukusebenza ngokusekelwe real lwezakhono ngokwemimiselo negotiation kwaye litigation yolawulo. Umnxeba ingqokelela inkampani yenza i-merchant okanye contractor ye-creditor hayi kuwachithachitha amandla kwaye concentrate on yayo ezingundoqo ushishino, xa esizisa i-uxolelwaniso a tiersPersonne langaphandle ukuze isemthethweni umthetho, kodwa ngubani onako inxaxheba njengoko enye abathathi-nxaxheba.
ezimeleyo kwaye injongo, imeko apho ukuchongeka i-likelihood ka-impumelelo. Ezongezelelweyo iqondo kwi-nkqubo, ukusebenzisa bailiff okanye lawyer (ngokuthe ngqo okanye ngeenkonzo ka-ingqokelela company) strengthens i-umlinganiso persuasive nkqubo, ngaphandle, nangona kunjalo, ngeli kwethuba, inzuzo kwi bophelela amandla i-enforceable isihloko. Ukuba inkundla ityala uqokelelo ayikho ngempumelelo, kuya iziphumo a kulandelwe isaziso ngeposi ebhalisiweyo kunye ukwazisa info: whatsthis ka-kokuba zifunyenwe okanye summons nge bailiff, kuyimfuneko prerequisite na-matyala ichiza. Kuba ityala umxhasi involving oyedwa debtor, linalo igunya iinkundla kukho inkundla kuqala isehlo okanye abarhwebayo inkundla. Ukuba omabini amaqela ingaba ezingama, kuphela abarhwebayo inkundla kusenokuba seized. Ezintathu ezahlukeneyo neenkqubo kusenokuba esenziwe Ukuba ngempumelelo, baya nesiphumo, ngokulandelelana kwayo, kwi zintathu iintlobo isigqibo: kubalulekile inkqubo recovering i-simplest kwaye ekhanya kakhulu. Kuthatha indawo ngaphandle kobuso debtor Ityala kufuneka undisputed, kungenjalo baya kubekelwa ecaleni yi-umgwebi.
Ukuba ukuze intlawulo yi-ekhutshwe, debtor unakho, nangona kunjalo, oppose intlawulo ngapha kwayo i-nkqubo kunye linalo igunya lenkundla.
Le nkqubo kanjalo ngokukhawuleza, kodwa, ngokungafaniyo yokuqala, kuthatha indawo kubukho omabini amaqela, kunye kwevuliweyo ngxoxo-mpikiswano. Ukuba umgwebi inika isigqibo kwi-idolo ye-creditor, debtor kufuneka ahlawule yonke imali ngenxa njengoko i-ukuqhubela phambili, kodwa kuya kwenza isibheno kwi merits kwimeko a lohlobo nkqubo. Ukuba la manyathelo okungenelela a bailiff ka-justiceOfficier yabaphathiswa wonyulwa yindlu keeper ye-Seals eliphetheyo ka-kwelayisenisi isemthethweni izenzo kunye ulwazi abantu obandakanyekayo kunye ukuzithwala ngaphandle unyanzeliso-wonke izenzo (izigwebo notarial izenzo). ulindeleke ukuba uthumelo ukuba umxhasi-debtor a summons ukuvela, kwaye ke kuba uphumezo intlawulo ukuze xa kuthe pronounced. Kubalulekile umgaqo-nkqubo we-matyala imali lelona ezimiseleyo Kubalulekile ixesha elide kwaye ngaphezulu kwe-expensive wangaphambili ezimbini. Nangona kunjalo, ephikisana injunction ukuhlawula kwaye injunction-njalo, kwaye authorizes i-creditor ukuba isicelo intlawulo umonakalo othe kwaye reimbursement neenkqubo zomthetho inkcitho ukongeza ityala ngokwalo.
Kwimeko apho conviction ye-debtor, isihlalo kukhokelela i-enforceable isihloko somgaqo-creditor uya entrust isicelo kwi-bailiff.
Imali abarhwebayo-inkundla kwenkunkuma kwaye matyala imali ye-akhawunti kufunyenwe ingaba zonke iinkqubo ukuba involve ethile, iintshukumo, complementary, kwaye eyongezekayo. Nawuphi na isiganeko, injongo ephambili yecandelo a creditor kukufumana intlawulo yakhe ngenxa kwi ubuncinane kunokwenzeka ixesha, dedicating zokusebenza amanyathelo afanelekileyo ekubeni ngokuphathelele eyona njongo. Le nkxalabo kunye nokwenza inzuzo nokusebenza ngempumelelo ukhokela rhoqo kwi lwahlulelwano occasional okanye rhoqo kunye ingqokelela inkampani, egama umsebenzi wenziwe yenza i-optimize nganye amanyathelo kule nkqubo.
