Indawo Yolawulo - Ooreka

Ukususela januwari, iinkqubo kuba imali-wonke amatyala ingaba idityanisiwe ugcinwe inkqubo: yolawulo seizure ukuba wesithathu possessorIthatha, ingakumbi ukuba isaziso wesithathu holder kwaye yolawulo yeqela eliphikisayo. Phambi unification ka-imigaqo-wonke Unondyebo kokuba ikakhulu ezimbini nemigaqo-nkqubo ka-isetyenzisiwe kwenkunkuma, ungeniso-aplikeshini zabanye abantu holders, kwaye yolawulo yeqela eliphikisayo. Yokuqala yaba esetyenziselwa ingqokelela ka-iirhafu, ngexesha yesibini abachaphazelekayo i imali ka-fines kwaye izohlwayo. Ngoku, i-administrative seizure ukuba wesithathu possessor sele kuba injongo yayo i-imali ka-amatyala na uhlobo (inqaku L, Incwadi irhafu nemigaqo-nkqubo). Uluntu Unondyebo abenako ukungena kwi-akhawunti ye-debtor nangaliphi na ixesha ngaphandle kokudlula ijaji. I-oppositions, yolawulo loluntu Unondyebo babethunyiwe yi-yeposi inkonzo. Baya bohlwaywe i imali, ulwaphulo-mthetho fines kwaye izohlwayo imposed ngokubhekiselele ukuchasa ka-yokuqala, yesibini anesithathu iiklasi. Wesaziso kufanele kuquke uhlobo kulungile, ngokunjalo umhla ukona ukuba yayiyeyona fixed esangezelelweyo ukuba abe ukwanda. Wayengomnye afune ukwaziswa ngayo ngexesha elinye umntu netyala kuba intlawulo, kwaye abantu okanye amaqumrhu asemthethweni ubambe imali ye-akhawunti ye-debtor. I-wesithathu holder owaye afune ukwaziswa ngayo le yolawulo kuchaswa waba rhoqo debtor ke bank. Uluntu Unondyebo, ngale nkqubo, injongo wayeza seize a sum ehambelanayo, umzekelo, ukuchasa enxulumene road traffic offences.

Qaphela: phambi kokuba indawo yolawulo, uluntu Unondyebo kufuneka ndayithumela eziliqela izicelo kuba intlawulo ukuba netyala debtor (isaziso utyeshelo lomgaqo, isaziso yandisa, njl.

Kwaba kwimeko apho debtor engafikanga ihlawulwe ngaphakathi ixesha kuchazwe kwi imizuzu ukuba wafumana i-administrative yeqela eliphikisayo. I-administrative kuchaswa wathi, njengoko isaziso wesithathu holder (ATD), i-ukusebenza ka-ngqo kweelwimi izambuku ukuba abe lunxulumano. Nangona kunjalo, umahluko i-ATD, yeqela eliphikisayo ayikwazi ukuzithwala, ngaphandle kokuba embalwa ezizodwa, kuzo zonke ii-akhawunti yebhanki kwaye ingekuko kuphela zangoku ze-akhawunti. I-bank ekhohlo ezifumanekayo debtor i-uncatchable yomvuzo ihlawulwe kwi-i-akhawunti yakhe. I-bank ungqinelwano kusenokuba elusive (SBI) ubuninzi no isixa-mali RSA kuba omnye umntu ngaphandle kwabantwana (ukusukela kutshazimpunzi wama-).

Kufuneka uqinisekise ukuba intlawulo iinkcitho kuyimfuneko ukutya.

I-seizure ye-sums kwi nxowa ibangela kwi ibanki, ngamanye amaxesha ezinzima. Ukwazi, kuyenzeka ukuba uqinisekise isivumelwano yakhe bank i-akhawunti. Isixa-mali bank imali kwimeko i-administrative kuchaswa ayikwazanga zingaphezu isixa-mali ngenxa yoluntu Treasury (inqaku ye-ya-iimali umthetho kuba, disemba, njengoko senziwa utshintsho i-iimali act ka disemba, ka-). Ukususela januwari, ibanki isetyenziswe kwimeko yolawulo seizure ukuba wesithathu holder kwi nxowa ingaba capped e- isixa-mali ofakwe kwi-umda (ummiselo n° - ngodisemba). I-mali kufuneka repaid zingaphelanga iintsuku ezingama- emveni kokufumana seizure yi-bank kunye accountant eliphetheyo ka-ingqokelela, ngaphandle kokuba ukuze ukhuphe anikwe uluntu lolondolozo lwendyebo. Ingqwalasela: administrative kuchaswa ngenxa kwi-evalela le bank ii-akhawunti ye-debtor ngexesha iintsuku ezili. Phambi na protest, kwaba kunokwenzeka ukuba buza ethile, ngakumbi iinkcukacha kwi-treasurer-payeur-jikelele ehambelana ukuba imali ukuze kokuba kuhlangatyezwana yeqela eliphikisayo.

Oku isicelo kuba ulwazi ingaba hayi yeka le deadline kuba zingenele. Kwaba kunokwenzeka, ngenene, ukucela irhafu nolawulo ixesha intlawulo.

I-deadline kuba contest waba kwiinyanga ezimbini ezidlulileyo ukususela isaziso ye-administrative yeqela eliphikisayo. Nayiphi na umngeni kokuba abe kuhlangatyezwana, yi-ebhalisiweyo ileta kunye ukwazisa info: whatsthis ka-kokuba zifunyenwe esichaza ubungqina protest, treasurer akahlawuli jikelele yesebe apho seizure bebe bamthwala ngaphandle. I-treasurer kokuba iinyanga ezintathu ukuya ukuphendula Kwimeko cwaka okanye thabatha impendulo, debtor ke kokuba iinyanga ezintathu ukuya jonga yolawulo umgwebi. Ukuba treasurer ikuvumile ye-protest, uluntu Unondyebo wanika a ukukhutshwa yolawulo yeqela eliphikisayo, kwaye baya kuba reimbursed i-sums kokuba yesebe eqokelelweyo wrongly.