Ityala ulwalamano corresponds ukuba indawo ekuyo into ye-inkcitho a khaya ngokokuba kufutshane kwayo yayo ingenisoUkuze ukwazi yakho, siya kunikela oku sokubala, oko kuya kukunika yakho oluchanekileyo ityala ulwalamano. Oku isalathisi ke ngoko corresponds ukuba isabelo sakho inkcitho phezu ingeniso yakho. Idla kwi-France, i-banking nee-arhente recommend ukuba unengxaki ityala ulwalamano ngaphantsi kwe-a ezintathu umvuzo, famous amashumi amathathu anesithathu. Ityala ulwalamano kanjalo ivumela ukwazi yakhe repayment umthamo Eneneni, kuba naliphi na ityala elitsha, uzakufumana kube nzima ukufumana intlawulo qho ngenyanga unoxanduva lokwenza ukuba zingaphezu amashumi amathathu ityala. Qho ngenyanga intlawulo ubukhulu refundable kuthi, ke ngoko, kubalwa.
