Kufuneka lent imali umhlobo kwaye afike ukuhlawula kuwe umva ngokupheleleyo Ukwenza kwaye banga ubunyani eli lungelo Kwenziwa ngexesha venue, kwi umhlaUtyikityo ye-lender kwaye borrower (preceded yi-umzekelo-icatshulwe 'ukufunda kwaye ikuvumile') Cinga ngalo yokubhala lo uxwebhu iikopi ezimbini: enye kuba kuni, omnye kuba ongumhlobo wakho. Iimali-mboleko phakathi abantu bamele ngokulawulwa imithetho-mboleko isivumelwano jikelele: imbuyekezo free, kodwa kanjalo drafting i-mthetho kwaye irhafu abuyele phezu i-mali ka.
