Funeral i-inshorensi: Yintoni ukwenza xa kuphela uyala ukuhlawula

Ukulandela ukufa, kuyenzeka ukuba yakho ye-inshorensi uyala compensate kuwe Kulo mzekelo, ungakhetha idla yokusombulula ingxaki amicably Noko ke, kwezinye iimeko ngokupheleleyo preclude malunga nenkqubo yolawulo olumanyanisiweyo imfuza ka-imbuyekezo, kuquka: eyona isixhobo kuwe kuba ukuba yakho kuphela uyala ukuba imali yakho funeral i-inshorensi ihlala ukwazi amalungelo akhoIsivumelwano inshorensi ilawulwa ngumthetho kwaye kulandela ikhowudi ye-inshorensi. Ukuba bagcine yakho nokuzinikela (njengoko njengoko kuchaziwe isivumelwano esayiniweyo neqabane lakho insurance company), yokugqibela ayina ezinye oyikhethileyo ngaphezulu ukuhlawula kuwe yakho ukuzikhusela kumabango kwaye kufuneka wonke ilungelo imfuneko ukuba ufaka imali inzuzo eboniswe kwi funeral i-inshorensi. Ukuba akunjalo, ezichaphazelekayo nge-i-exclusion lokulingana okanye ukuba isivumelwano alifumanisanga sele irhoxisiwe ngenxa ubuxoki ingxelo, kufuneka kuma nge-ayo nokuzinikela, ngokungqinelana nomgaqo-inqaku ka-zasekuhlaleni ikhowudi. I-isigunyaziso kodwa akazi kubakho enye ngokunxulumene yakho ye-inshorensi isivumelwano (kuquka ubomi i-inshorensi okanye ukufa). Kwisahluko sesibini kunjalo, kubalulekile a wesithathu umntu abo baya kufumana isixa njengoko kuchaziwe isivumelwano, kwaye oku kwisithuba seminyaka inyanga enye ukususela ixesha le-inshorensi sifumene isicelo sakho (kwaye ukuba zonke izinto eneenkcukacha). Ngaphaya ngeli inyanga enye (apho ngokucacileyo kuchazwe kwi-inqaku L), kwaye ukuba beneficiary? alifumanisanga wafumana yayo qho ngenyanga pension okanye inzuzo yakho kuphela kuya kuba banyanzeleka ukuba ahlawule kuwe ukuhlawulwa libazisa ngomhla statutory umyinge udibanise-isiqingatha okokuqala zimbini zidlulileyo, ngoko ke phinda kabini isemthethweni umyinge de kubuyela of the funeral i-inshorensi. Nani nkqu kuba ukhetho lomgaqo-engaging ayo uxanduva, kwaye yakho kuphela zibe ilungisiwe ukuba ahlawule umonakalo othe kwaye inzala (kwi isiseko umonakalo othe intlungu njengoko ngenxa oku libazisa). I-amicable septemba soloko preferable kwi ixesha lokuqala Kodwa ukuba oku engenakwenzeka, ungakwazi ukuqala asemthethweni ngokuchasene neengxoxo yakho kuphela, inkundla kuqala isehlo (kuba isicelo ka-ngaphantsi kweshumi, euros) okanye enkulu isehlo (kakhulu isixa-mali). Into yokuqala ukwenza, phambi kufumaneka kwi-linge, ukuthumela"Mise en sizathu"yakho inkampani ye-inshorensi (a free umgaqo-nkqubo). Kubalulekile incwadi conciliation enkundleni, apho zona zichaza indlela abasebenza ngayo imbambano kwaye yakho umbuzo (kule meko refund yakho zokhuseleko okanye umhlalaphantsi). Ungakhetha kwakhona ukuya nge mayuda ukusombulula amicably imbambano phakathi kwenu kwaye yakho kuphela. Le nkqubo akunakwenzeka, nangona kunjalo, ukuba zonke ezinye ulungiso amicably kuba ayiphumelelanga, kwaye ukuba akunyanzelekanga pa kanti initiated isemthethweni iingxoxo. Kuya kufuneka ukuthumela isicelo sakho insurance company: i-imeyile apho kuya kufuneka ukuba ibe ebhalisiweyo kunye ukwazisa info: whatsthis ka-kokuba zifunyenwe kwi-Mediation inkonzo yakho kuphela ukuba onyule mayuda abo baya ukukhombisa u yakho imbambano. Kubalulekile ukuba inkonzo ukuba uya phambili yakho ifayile mayuda: umntu linalo igunya, geqe kwaye ezimeleyo, nto leyo iza kuba akukho unxulumano kunye yakho kuphela. Ukuba lonke ityala lesi yakho ezahlukeneyo lahluleka, kuya kufuneka ukuthumela ihlala yakho inkampani ye-inshorensi. Ngokusemthethweni ilungelelaniswe kwaye ekhatshwe isibhengezo lodged ngomhla registry, kuya kuvumela ukuba thumela kuqala isilumkiso yakho kuphela. Ukuba lowo ayiphenduli kwisithuba seminyaka isibhozo imihla, ityala liya bangenele yi-linalo igunya isifrentshi iinkundla (kuxhomekeke isixa-mali umhlalaphantsi.